When considering the purchase of
any of the Cary homes for sale,
don’t buy a car first!

When considering a purchase of any of the Cary Homes for sale, remember not to make any major purchases just prior to applying for a loan. This includes furniture, appliances, etc. It is natural to want to have a new car that you will park in the driveway of your choice among the Cary homes for sale. As you apply for your home loan, your lender will interview you to learn of your income, your savings and your debts in order to determine which of the Cary homes you qualify to purchase. Even if you have the money to purchase a new car, resist the temptation until you have purchased and closed on your home. You will qualify for less in your mortgage if you have a car payment. You may end up having to select a different home from the Cary homes on the market….maybe not the one you had hoped to purchase. Remember, your home is your biggest investment and should take priority over your car.